Are you satisfied with the FCRA?

The Fair Credit Reporting Act isn’t just about credit. If your company uses background checks when making personnel decisions, the FTC reminds you of your obligations under the FCRA. In honor of Throwback Thursday, here’s an unconventional, old-fashioned summary of the key requirements of federal law. Spin the mirrored disco ball and join us on the dance floor to “FCRA”.

employer,
There is a law that applies
When potential customers
You double check the background.
Just remember
Dot all the i’s.
Obtain consent in writing.

Are you satisfied with the FCRA?
Are you satisfied with the FCRA?
Please read this consumer report with caution
If you long to stay out of court.

if
you like them very much,
but filter
Show a little bit of dirt.
by law
you have to give them a chance
to explain the error message.

Are you satisfied with the FCRA?
Are you satisfied with the FCRA?
Give them a form summarizing their rights.
It includes necessary citations.

if unfavorable
The action is up to you
give reasons
why they were rejected,
and source
Reports provided by you.
They are entitled to one additional copy.

Once your
The decision is for sure,
Take measures
Ensure safe disposal.
Need more details?
Well, we have a brochure
to prevent illegal access.

Are you satisfied with the FCRA?
Are you satisfied with the FCRA?
Reports you must shred, burn, or shred
To protect it from prying eyes.

Are you satisfied with the FCRA? (repeat and fade out)

Have more questions about how the FCRA applies to the recruiting process? Read Background Checks: What Employers Need to Know — or ask your in-house cowboy or motorcycle cop.